DEC
14

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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Dartford

Downton & Ali Associates Financial Advisers

59 Dartford Business Park, Victoria Road, Dartford DA1 5FS, UK – 01322 314959

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Dartford.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
TSB

Unit U111, Bluewater Pkwy, Dartford, Greenhithe DA9 9SS, UK – 01322 799998

I've found the staff to be super friendly and helpful, they know the products TSB sell well and have always managed to answer any questions I have asked them. Paying in cash is simple despite the branch having no counter service as a automated deposit ATM is available along with another 24hr cash machine in the lobby.

Staff are friendly enough but badly understaffed.

HSBC

38 High St, Dartford DA1 1DG, UK – 0345 740 4404

Been banking here since it was Midland Bank 25 or so years ago. Staff are always friendly and queues are not too bad.

Halifax

8/10 High St, Dartford DA1 1BY, UK – 01322 480303

Great bank Very helpful staff can get busy.

Banks

Barclays Bank

62, Bluewater Park, Upper Thames Walk, Dartford, Greenhithe DA9 9SQ, UK – 0345 734 5345

Usually a small queue. Friendly staff. Plenty of ATMs

Barclays Bank

24 Lowfield St, Dartford DA1 1HD, UK – 0345 734 5345

Really nice staff open longer than my local branch which is handy

Needs a refurbishment, if you want a bank that looks like it is from the 1980's then go here

Hsbc

Schooner Ct, Dartford DA2 6QQ, UK

Please note this is a Commercial and Corporate Centre and offers no Personal Banking Services

Building Societies

Nationwide

7-9, Hythe St, Dartford DA1 1BE, UK – 0800 554 0673

People work there so friendly not even open account there . But the one in Gravesend that we had open account there there are absolutely joke not even showed their expression for caring customers .What they only said is the rule. And even their custo.ers relation head office us completely joke too. The recent I gave 3 * they should received 5 but the head office their customer services like the one in Gravesend. So I can imagination that anything's when wrong they won't look after customers at all. Very shame of head office managers . I requested for talking.g to managers in head office they said their boss busy or go holiday. Now nearly 1 months not even heard anything's. What kind of customer service is that???. If u have money need to tho ked about their customer services.

The Nationwide website is basically fine - there are few difficulties in using it and it is generally accessible 24/7. If I had a criticism it would be that it has so many adverts on it that speed of access is sometimes reduced - as you wait for the ad to load before you reject it. While I understand the bank's enthusiasm for advertising it's products to its customers, I do occasionally think that a simple switch to block adverts that customers see repeatedly would be a good idea (as well as a good selling point!). Some of us simply want online access to our accounts with options to choose other services rather than a continuous barrage of products - many of which we have no interest in.

Mortgage Brokers

Clark Marshall

5 Summerhill Rd, Dartford DA1 2LP, UK – 01322 223331

Tony and the team did a great job finding me a mortgage. Offered expert advice and always on hand to help answer any questions I had.

Free Mortgage Advice

59-60 Dartford Business Park, Victoria Road, Dartford DA1 5FS, UK – 0330 100 5434

I am jsut so pleased with the service, they take the call really quickly and potential discussion with lots of different options. I will definitely use them for my remortgage. Thanks a lot Errol Hall.

Crosshall Mortgages Ltd

St Margarets Farm Cottage, St Margaret's Rd, Dartford DA4 9LB, UK – 01322 868690

Mortgages

Halifax

L059, Bluewater Shopping Centre, Lower Thames Walk, Greenhithe, Dartford DA9 9SJ, UK – 01322 480400

It's a bank, not much to say but staff are friendly.

NatWest

12 High St, Dartford DA1 1DD, UK – 0345 788 8444

yes it's a bank amazing that !

Elkays Financial Services

4 Summerhill Rd, Dartford DA1 2LP, UK – 01322 222335

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